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Finance Company Loan Manager - Henderson, NC

Location:Henderson, NC
Benefits:Competitive benefits package, including Medical, Dental, Vision, Life Insurance, Flexible Spending Plan, 401K, Long-Term Disability, Vacation and Personal Time.
Employment Type:Full Time
Description:Mid-State Financial is a subsidiary of Mid-State Ventures, a North Carolina financial services company founded in July, 1995 and headquartered in Rocky Mount, North Carolina. We have 42 financial services stores in North Carolina, making Mid-State the largest check cashing operation in North Carolina. We are looking for a full-time Finance Company Loan Manager to provide leadership to help us open our new consumer financing loan service in Henderson, NC. This position will be compensated with a base salary plus incentive, and will give you the opportunity to serve Mid-State’s existing customer-base of hundreds of thousands of customers, and thereby grow with one North Carolina’s premier financial services companies. From lead generation and sales presentations through the entire application and loan processing cycle, you will provide customers with expert guidance and advice for their consumer loan needs. You will also perform client follow-up and collection duties on past-due accounts. With an excellent track record in the financial services industry, Mid-State Financial is the perfect place for you to grow a great career! We are looking for the right person who can grow with us. We offer a competitive benefits package, including Medical, Dental, Vision, Life Insurance, Flexible Spending Plan, 401K, Long-Term Disability, Vacation and Personal Time. The management team of Mid-State has extensive experience in managing multiple locations and significant technological expertise. We are excited about opportunities to further serve our customers as we grow. If this sounds like the kind of opportunity you’ve been waiting for, we want to talk with you!
Duties:This position will: Build solid relationships with customers and the community Successfully solicit and sell our products through customized sales techniques Specialize in our financial services and become an expert who can effectively recognize customer’s needs and provide appropriate solutions. Handle the entire loan processing cycle; gaining experience evaluating loan applications, performing risk analysis and underwriting, making credit decisions, and administering loan closings. Handle all aspects of past due account adjustments, including repayment of delinquent accounts, overcoming objections and finding alternatives to delinquency.
Qualifications:If you are a motivated and competitive individual with at least 3 years of experience working in a Finance Company in North Carolina, and have an interest in building a rewarding financial services business with an industry leader, join the Mid-State Financial team! Must be a self-starter who is energetic, entrepreneurial, competitive and driven to succeed. You must also have a high degree of accountability, willingness to learn and the desire to build a long-term career, as well as excellent verbal and written communication, interpersonal and presentation skills, and the ability to quickly establish rapport and credibility with clients. •High school diploma or equivalent plus minimum of 3 years Finance Company experience, with increasing responsibility. Some college is a plus. • Experience in collections and underwriting, preferably at least at the level of Assistant Manager. • Must have worked in North Carolina with extensive knowledge of state laws and regulations. • Experience generating leads via field calling and follow-up calls to current and past customers. • Proven math, organizational, cash handling and problem-solving skills. • Ability to pass pre-employment credit and criminal background checks • Willingness to work some weekday evening and some weekend hours).

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